Ryan is a seasoned CERTIFIED FINANCIAL PLANNER™ with more than a decade of experience advising high-net-worth individuals, families, and business owners. His approach begins with a deep understanding of each client’s goals, circumstances, and values—enabling him to craft personalized, strategic financial plans that support long-term success. Ryan believes that building strong, trusting relationships is as important as technical expertise, and he views every client engagement as a shared journey toward financial clarity and confidence.

Before co-founding Terrace Wealth, Ryan was a partner at a Denver-based RIA, where he led the firm’s successful transition from a broker-dealer affiliation with Raymond James to full independence as a fee-only firm. He also held roles as Director of Financial Planning and Wealth Advisor at several respected advisory firms in St. Louis and Denver, where he refined his planning expertise and developed his passion for fiduciary advice.

Prior to his career in wealth management, Ryan served four years in the U.S. Army as a combat Infantryman, achieving the rank of Sergeant. During his service, he was deployed to Iraq twice, earning the Combat Infantryman Badge. That experience continues to shape his commitment to discipline, service, and supporting military and veteran families.

Ryan holds an MBA from Washington University in St. Louis and a BSBA from University of Missouri - St. Louis.

Outside of work, he enjoys spending time with his wife, Stephanie, and their two children. He loves skiing, traveling, all things outdoors, and is an avid St. Louis Blues and Cardinals fan.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which is awarded to individuals who successfully complete CFP Boards' initial and ongoing certification requirements.