Open enrollment is more than paperwork, it’s your annual opportunity to take control of your health, wealth, and future. Learn how to choose the right healthcare plan, maximize HSA or FSA savings, boost your retirement contributions, and uncover hidden benefits that can improve your financial resilience all year long.

In this post, we will explain what a Target Date Fund is, how it works, and the main benefits. We will also explore some drawbacks that researchers have identified in these investments and how, at Terrace Wealth, we can help you maximize the benefits of your retirement plan when we have an understanding of your entire financial picture.

Discover how the new Trump accounts can give your kids a financial head start to retirement. Learn about contribution limits, who qualifies for the $1,000 pilot plan, and what restrictions apply.